Occupational/Accidental Insurance

Independent contractors represent a large and growing section of the work force for which workers compensation is not typically available. Many of these contractors work in the trucking industry where the risk of on-the-job trucking accidents is a constant possibility. Occupational Accident Insurance helps fill the void with financial compensation and income replacement when owner-operators are injured in a qualified trucking accident.

Occupational Accident Insurance may help cover:

• Necessary medical expenses
• Disability payments
• Accidental death compensation
• Payments on an outstanding truck note (if driver is unable to work)
• Mortgage, rent and living expenses (if driver is unable to work)
• And more

If you are an owner-operator in the trucking industry, you may be required to purchase Occupational Accident Insurance as a part of a motor carrier lease agreement. Even if you are not under obligation to purchase this important coverage, however, we recommend speaking with an agent at White Oak Insurance to find out how much Occupational Accident Insurance could save you in the event of a covered loss. Contact our office today for more information and to request your free quote.