Nursing Homes

With the growing elderly population, the continuing care industry is rapidly expanding. With growth comes responsibility. While senior living establishments offer extraordinary environments that add to a person’s quality of life, they also come with high risk factors. Residents in assisted living facilities require varying levels of care, some may be more agile then others, although they are commonly in fragile stages of their lives.

We realize you have a big job at hand managing these variations, one that requires you to be completely present to take care of the matters at hand. With over 30 years of experience and a thorough understanding of providing a broad spectrum of coverage for assisted living facilities, you can feel confident that your coverage needs are met thoroughly.

While unforeseen circumstances cannot be predicted, you can be proactively prepared. In this dynamic arena there are a multitude of moving parts with a vast amount of possible occurrences requiring coverage ranging from patient handling/care, medical mishaps, visiting vendors and family members, individual employees, and on-the-job injury. You get seamless solutions to even the most challenging situations and you can have the assurance that we have the insight and background knowledge to make sure you have the very best coverage.

In this delicate playing field we understand assisted living insurance needs better than anyone else out there. Our comprehensive coverage includes:

• Professional Liability insurance
• General liability insurance
• Property insurance
• Workers compensation
• High-limit excess liability insurance (Commercial Umbrella)
• Employment practices liability insurance (EPLI)
• Private passenger and transport van liability insurance
• Criminal liability insurance
• Residential rights violation liability insurance
• Resident’s personal property insurance
• Cyber liability insurance
• Property insurance
• Content insurance
• Boiler and machinery insurance
• Business interruption and loss of income insurance
• Commercial auto insurance
• Evacuation expense insurance
• Sewer and drain backup protection
• And more

We provide you with peace of mind so you can maintain calm and collected. When you’re at ease, it shows tenfold to your residents, their families, employees, and business associates. Focus on what matters, the care of your senior living residents and their families and let us take care of you.